Management · Volume 3, Issue 1

WOMEN FINANCIAL INCLUSION AND SUSTAINABLE DEVELOPMENT IN NIGERIA

Adebayo, I.K

Abstract

This study examined the effect of women financial inclusion on sustainable development in Nigeria
for the period 1990-2022. Specifically, the study aimed to investigate the long-run relationship
between women financial inclusion and sustainable development in Nigeria. The source of data for
the study was secondary. To investigate the objective, Autoregressive Distributed Lag (ARDL) was
adopted for the study. The resource of the ARDL revealed that there was a positive long-run
relationship between women financial inclusion and sustainable development in Nigeria but not
significant. The result further showed that poverty, exchange rate, inflation rate, and women's
unemployment rate adversely affected sustainable development. It was discovered that bank credit to
women entrepreneurs contributed to sustainable development in Nigeria. The study concluded that
women financial inclusion did not enhance sustainable development

Keywords: Women Financial Inclusion, financial Exclusion, Poverty, Bank Credit, Inflation

Journal
OSCOTECH Journal of Science, Technology and Management
Publication date
2026/07/14
Pages
01-14
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